Seller Financing Calculator
Analyze seller terms before you sign.
Compare price, down payment, seller note, cash flow, and balloon risk.
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Property Type
Single Family Rental
Purchase Price
$212,500
Seller Note
$197,500
Balloon Balance
$183,782
Vireon Read
This seller financing deal has monthly cash flow of -$274, DSCR of 0.77, and an estimated balloon balance of $183,782.
Vireon Decision
REJECT
×
This seller financing deal is too weak right now. The numbers do not protect you enough.
Cash Flow
-$274/mo
Cash on Cash
-18.2%
Cap Rate
5.1%
DSCR
0.77
Balloon
$183,782
Cash Flow Breakdown
Monthly Rent$1,650
Seller Payment-$1,184
Monthly Expenses-$1,924
Monthly Cash Flow-$274
Expenses Breakdown
Seller Payment$1,184
Tax$250
Insurance$125
Maintenance$150
Utilities / HOA$0
AI Insights
✓
Decision signal: REJECT
✓
Monthly cash flow is -$274.
✓
Estimated balloon balance is $183,782.
✓
Cash needed is $18,000.
Recommendation Guide
REJECT
High risk
NEGOTIATE
Improve terms
BUY
Strong deal